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Comprehensive
Professional Indemnity Insurance Scheme
- prices also include £1,000,000 public liability cover
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Insurance Premiums for DOMESTIC ENERGY ASSESSORS &
HOME INSPECTORS where Up To 25% of reports will be HCRs
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Professional Indemnity Cover
(automatically includes
£1,000,000 Public Liability Cover) |
Total Annual Premium
(including IPT @ 5%) |
£250,000 |
£273.00 |
£500,000 |
£362.25 |
£1,000,000 |
£498.75 |
£2,000,000 |
£929.25 |
£5,000,000 |
please refer |
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N.B. If it is unlikely that more than 25% of your reports will be HCRs and you opt for this cover but this percentage increases during the course of the year you would just need to notify us in writing.
If you will also be providing Home Information Packs then the following additional premium (including IPT @ 5%) will apply:
£787.50 for £2,000,000 professional indemnity cover
N.B. To benefit from this cover you will need to have £2,000,000 professional indemnity cover across the board |
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Insurance Premiums for HOME INSPECTORS
where More Than 25% of the reports will be HCRs |
Professional Indemnity Cover
(automatically includes
£1,000,000 Public Liability Cover) |
Total Annual Premium
(including IPT @ 5%) |
£250,000 |
£330.75 |
£500,000 |
£446.25 |
£1,000,000 |
£630.00 |
£2,000,000 |
£1,191.75 |
£5,000,000 |
please refer |
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If you will also be providing Home Information Packs then the following additional premium (including IPT @ 5%) will apply:
£787.50 for £2,000,000 professional indemnity cover
N.B. To benefit from this cover you will need to have £2,000,000 professional indemnity cover across the board |
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HOME INFORMATION PACK PROVIDERS |
Scheme prices to be published shortly - in the meantime please complete and submit our short proposal form
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Professional Indemnity and Public Liability Scheme
Terms & Conditions:
* All premiums quoted are inclusive of Insurance Premium Tax @ 5% & Policy Fees.
* Premiums are based on one full time individual carrying out DEAs or HCRs for any one insured - additional premiums will apply if cover required for more than one individual
* The professional indemnity limit of indemnity is for Any One Claim, unlimited in the annual aggregate
* Professional Indemnity - Nil policy excess for Domestic Energy Assessments (Performance Certificates)
* Professional Indemnity - £1,000 policy excess each and every claim in respect of Home Condition Reports and HIP provision
* Public Liability - £100 third party property damage excess each and every claim
* Satisfactorily completed proposal form and payment of premium
* Premiums are based on no previous claims, losses or material facts which may affect an insurers willingness to offer cover - any such information would need to be referred to insurers for their consideration
* Standard policy wordings and warrantees - sample policy available on request |
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